Travel Insurance Disclosure

1. Importance of Travel Insurance

Travel Consultants Inc. strongly recommends that all travelers purchase comprehensive travel insurance to protect against unforeseen events that may impact your travel plans. Travel insurance may provide coverage for trip cancellations, interruptions, medical emergencies, travel delays, lost baggage, and other unexpected travel-related issues.

2. Client Responsibility

Travel insurance is optional but highly recommended. Clients are responsible for reviewing the coverage details, policy exclusions, and limitations of any insurance policy purchased. Travel Consultants Inc. cannot guarantee coverage outcomes and does not control claim approvals or denials issued by insurance providers.

3. Risks of Traveling Without Insurance

Traveling without insurance may expose travelers to significant financial risk. Unexpected events that may
affect travel plans include:

• Trip cancellation due to illness, injury, or family emergency
• Medical emergencies while traveling
• Travel delays or missed connections
• Lost, stolen, or delayed baggage
• Supplier bankruptcy or unexpected travel disruptions
• Weather events or natural disasters

4. Insurance Purchase Timing

Certain travel insurance benefits, including coverage for pre-existing medical conditions or cancel-for-any-reason policies, may only be available if insurance is purchased within a specific timeframe after the initial trip deposit. Clients should review insurance options promptly after booking.

5. Limitation of Liability

Travel Consultants Inc. acts solely as a travel advisor and intermediary between clients and travel suppliers. We are not an insurance provider and are not responsible for the terms, coverage, claims processing, or decisions made by any travel insurance company.

6. Acknowledgment

By booking travel through Travel Consultants Inc., clients acknowledge they have been advised to purchase travel insurance and understand the potential risks associated with declining coverage.